Design And Inplementation Of Anti-money Laundering Ststem In Banking

"Money Laundering" has always been the concern and attention of governments aroundthe world since the date of birth, its "destructive" to the whole society and country will have aprofound impact. The beginning of this century in the United States,"9.11" makes Westerncountries increase the efforts of "anti-terrorism", at the same time it makes the "Anti-moneyLaundering" the chief weapon of the national government controls over capital flows andfights against anti-terrorism organization. Cooperation and expansion of the government andcivil society organizations, support and tendencies of government policies and financial,development and updating of hardware and software supporting facilities, improvement andenhanced of the general awareness of the masses, and so on, it makes Western governmentswalk in the forefront of the world in anti-money laundering field, the whole country, social,economic, financial are in a very stable and secure system. China as a developing countrystarted late in the anti-money laundering field, until2006, put forward the first Anti-MoneyLaundering Law of in line with the national conditions of China, joined the first majorinternational anti-money laundering leading organizations the FATF in2007.With several years of development, China’s policy and institutional continuousimprovement in anti-money laundering, hardware and software level has also beenconsiderable progress. On the hardware side, the major banks have already artificialbookkeeping and hand calculations before widespread use of computer automation in place.In addition, large-scale server and data storage equipment also makes the bank a few times oreven hundreds of times to improve the degree of efficiency and carrying on with. In terms ofsoftware, the major banks that according to the People’s Bank of China to develop anti-moneylaundering detailed monitoring and submitted to the rules have adopted the latest theAnti-Money Laundering monitoring and reporting system which in line of People’s Bank the provisions. The unified leadership of the People’s Bank, supporting the implementation of thehardware and software, for China’s banking industry and even the financial sector as a whole,it will be making further containment of China in the fight against money laundering andcriminal activities have the means and monitoring efficiency.Selected the very mature as well as dozens of banks in the smooth running of anti-moneylaundering program as the subject of the main core, from the beginning of the researchbackground of the anti-money laundering as well as the detailed description of the course ofdevelopment, the analysis until the introduction of the overall architectural design of thewhole system and application level and to involve the entire system, from the actual needs ofthe project until the analysis and description of the project related technicalthe design of thedata, and finally to the station before and after the entire system implementation process of acomplete set of software engineering process. Designed to use the latest technologyframework and theory built belong to the current highest level of anti-money launderingsystem.