Design And Implementation Of The Financing Platform For SMEs Based On.NET Technology

SMEs are promoting China’s economic development and the basic force of maintainingsociety stable. The capital is the lifeblood of the SMEs, the development process of the SMEsis “financing-investment–refinancing”. Because of the market mechanism is not perfectand immature, imperfect social credit environment, lead to more restrictions on SMEsfinancing, and the financing difficulties hinder the development of SMEs in China. In orderto ease the financing difficulties of SMEs, and to shorten the financing process, several citiesin Guangdong Province under the guidance of the SMEs Board (Association) haveestablished a network financing platform for SMEs to help SMEs more quickly, and quickfinancing.First, the paper describes the status of the financing situation of domestic SMEs andSMEs financing platform. Then, based on the actual demand, made a detailed needs analysisof Zhaoqing City SMEs financing platform. Combined with business process and needsanalysis, the functions of the system is divided into three modules: enterprise userfunctionality module, financial institutions function modules, the management centerfunction modules. The features of the system include:1. Show financing products forfinancial institutions;2. Provide financing application services for the enterprise;3. Providefinancing referral service for the enterprise;4. issued a notice/bulletin/information. Thesystem is based on B/S three-tier architecture and it has been developed and realized by thetechniques of.NET, AJAX and SQL Server, and it through the role and permissionmanagement, MD5encryption etc. to improve system security. The system has Better systemportability, code execution more efficient, practical feasibility and practicality.The preliminary edition of this system has been successfully implemented in Zhaoqing.The Facts have proved that the system will aid in achieving joint cooperation between thefinancing demand of SMEs and the business developments of bank and guarantee agency.Byoffering a strong and advanced financing platform, it will not only facilitate a leapfrogdevelopment for the SMEs in our city, but also will accelerate the upgrading step of theeconomic restructure.