Research On The Development Mode Of China's Third-Party Financial Institutions

Development and prosperity of China's economy continues to improve quickly, the percapita income levels continue to improve, families and individuals spare funds are constantlyincreasing. But at the same time, people can invest in limited channels for limited financialknowledge to understand complex financial products, some areas, a single product, and thehomogenization of serious, difficult to meet the investment needs of the residents, and moredifficult to form effective intermediation of funds. Other hand, with the rapid economicdevelopment, the rigidity of inflation accompanied by, the people with the rapid depreciationof the real labor in exchange for wealth unknowingly. Who will protect private wealth, whocan for the people of wealth preservation and appreciation escort? The financial managementcompany to assume the heavy responsibility of intermediate strength. Third-party moneymanagers are also in large numbers at this time. The emergence of third-party moneymanagers and health development, to add to the vitality of the financial markets, rich financialproducts, to increase effective investment channels to promote the continuous improvement offinancial markets and improve the efficiency of resource allocationt.Theories of third-party financing company, to analyze the differences between theintroduce third-party financial companies and traditional financial institutions, financialmanagement, to clarify the advantages of third-party financing company, through thedevelopment of the analysis of China's third-party financial company problems and theircauses, combined with advanced experience and enlightenment of the development mode offoreign third-party money managers, SWOT analysis and the development model of China'sthird-party money managers as a starting point, pointing out that the problem should be notedthat in the choice of mode of development of China's third-party money managers, to exploreand study in China the choice and innovation of the development model of third-party moneymanagers, our third-party financial company's innovative model in good health anddevelopment needs following the strengthening of high-quality personnel training, andestablish a sound internal risk control system and other internal mechanisms, not followingperfect financial laws and regulations of the market building, a sound credit system, to createthe countermeasures and suggestions of good health and competition in the market environment.In this paper, through the mode of development of domestic and international third-partymoney managers to compare and learn to explore innovative model suitable for thedevelopment of China's third-party money managers. This innovative model first emphasizethat the construction of an independent platform, sales-oriented impact from financialinstitutions, there is no pressure to perform, can stand on the customer standpoint, customerinterests, independent financial report issued by the same time, the company should have theexecutable within the control mechanism, to learn from other industries and foreign advancedmanagement experience, business front-end, mid-and back-end management andimplementation of the three audit system. With the above systems of innovation, financialreport issued by the company for customers will be more in line with the interests ofcustomers, more scientific and rational.