The Study Of Bank Credit Relations

During the 30 more years' reform and opening-up, Chinese economy has made remarkable achievements as well as a rapid development. Since the beginning of the 21 century, China has approached the middle and late part of the industrial development. The economic development has faced the transaction of opportunities and challenges.Especially the international financial crisis on China's economic development has posed a serious challenge.As the main body of the modern financial system,banks have played an important role in economic development.As Carl Marx has said in "On Capital","The credit system accelerates the development of material productive forces."Especially in the condition of China's building a socialist market economy. Bank credit is the propellant as well as an important part of economic activity. Facing the grim current international economic and political environment, if China wants to seize the period of strategic opportunities for economies in transition, to overcome the many challenges brought about by the international financial crisis, to complete the leap from a medium-income country to a developed country, we must focus on the construction of bank credit, on the establishment of a scientific and sound banking credit relations management system, on the reduction of overall financial risk, thus to escort for economic development.In this paper, the choice of bank credit relations as a research topic is not only of theoretical significance, but also in particular practical significance. This paper aims to explore effective ways to build our bank credit relationships in theory as well as a useful exploration on how to achieve the healthy development of China's bank credit by means of the study of the problem and the reasons for relevant concepts of bank credit relationships, of the development status, the problems and cause of the problem, of the measures to build sound banking credit relations, and of the current positive aspects and negative aspects of the development of relations of China's bank credit and bank credit relationships. Meanwhile, it gathered some successful experience with reference to foreign banking credit management, from a legal construction, the economic environment, government administration, culture, environment and the bank itself, the construction of proposed measures to build a sound banking credit relations.