The Search On The Strategic Risk Management Of The FJXX Private Guarantee Company

In recent years, China's SMEs have become an important part of the national economy and the financial income of the force, but the presence of financing difficulties, the traditional financing mode can not solve the problem, thus to guarantee the demand increases with each passing day. As a result of the government's guarantee industry give aid to strength increase and security market is not fully saturated, a lot of folk capital into security agencies, established private security companies. Private security companies trying to compensate for widely exist in the small and medium-sized enterprise financing gap, a certain extent for the SME financing to alleviate and eliminate the risk of financial institutions has played a positive role. But because of the market relatively unregulated, industry admittance doorsill is low, resulting in the sources of funds, products, operations, personnel structure, and risk control and there exist many problems. At present, the security industry has not formed the system of risk management method and strategy, given the guarantee company operating the importance of risk, so how to conduct effective risk management of private security companies are urgent. This paper combs the domestic and foreign loan risk theory based on the relevant research results, on private financing guarantee institutions risk management system research. Through the company's organizational structure, guarantee process is analyzed, according to the FJXX company's own business characteristics, based on the whole process of management thinking of the FJXX security company risk management system include risk identification, risk measurement, risk control and management, and to study the method and strategy. Special to guarantee risk measurement methods for innovation, establish the final performance quantitative risk index system. The SHOQ loan guarantee case analysis, for other emerging private security companies how to conduct risk prevention and control to provide certain reference and reference.