Study On The System Innovation Of The Social Old-age Insurance In Baoji Rural Areas

The old-age insurance system is a pillar in social security system and it usually decides the success or failure of the system. In recent years, Baoji city actively carries out the ideas of scientific outlook on development. The government starts from the most direct, practical and urgent need of aged people in rural areas and carries out the social old-age insurance system in countryside at first in Shaanxi province. The policy helps people to get along with each other friendly among the families and neighbors and it also lets the peasants profit much. It meets the general need of comprehensive, balanced and sustainable development. But, there are still some problems to innovate and improve in the social old-age insurance system in Baoji rural areas. To better fulfill the demand of the Party Central Committee and the State Council to speed up the social construction which focuses on improving people's lives and to build the social old-age insurance system in rural areas, the essay begins with the basic theory of the social old-age insurance, analyses deeply from the the financing mode, the overall planning, the ole-age benefit, the attending scope and the funds administration. The author puts forward the defects and problems and analyses the experiences of the system both in Western countries and China from a new point of view, on which he puts forward the design, principle, frame and running ways of the system in Baoji and offers advices on innovation of it.The core of the essay is the innovation design for the social old-age insurrance system in Baoji rural areas. That is to say, to stick to the idea of the all standing, the basic guarantee, the multiple levels and the sustainability and to change the simple type of the currency accounting system to the mixed type. Based on the idea, a new system frame is built and corresponding ways and advices are offered. The essay contains five chapters.The first chapter represents the background, the aim and significance,the thinking ways and the present condition of the study.The 2nd chapter tells the basic concepts involved in the essay and some correponding theories of the system innovation.The 3rd chapter is about the basic system construction institution in Baoji and analyses the achievements, characteristics and the defects. The fourth chapter contains the old-age insurrance system in rural areas in German, France, Japanese and some other Western countries and in the developed areas in China and analyses its enlightenment and experiences on the system in Baoji. Based on it, new ideas, principles, system frame and running ways are offered.The fifth chapter tells some policy advices on perfecting the system in Baoji. For example, we may build a long-acting relevant system, improve the legislation, realize the maximum value mantainance and increment, increase the ensure force on special groups, enhance the administration and supervision on old-age insurance funds and build efficient information administration system, etc..