Study On The Financial Support To Anhui Agriculture Development

The economy can not develop without the financial support which is the core of modern economy, it plays an important role in promoting the national economy. Agriculture is the foundation of national economy, instability occurs if there is no agriculture which directly determines the development of overall national economy. Agriculture will remain to be the focus of the government work in a long time for its basic industry status in nature, focusing on solving the problem of agricultural development funds is an important guarantee to promote traditional agriculture to modern agriculture. A large number of studies have shown that the development of rural finance has significantly promoted agricultural development. However, due to the natural weakness of agricultural industry and the urban and rural structure or other reasons, agricultural development of our province is under the suppression of state, having been facing the problem of lack of funds for a long time, which has greatly restricted the development of the agricultural economy in our province. Therefore, improving the rural financial environment and rural financial services to establish a reasonable sand effective rural financial market has very important significance for agricultural development.Rural finance of our province is stressed, although from the reform and opening up to now, our province has made significant financial reform achievements, the rural financial system structure formed basically, but many problems still exist, such as unclear positioning of policy financial, few varieties of business; commercial banks merging a large number of grassroots outlets, retreating the right of loans, credit declines; rural credit cooperatives although is the main force in rural financial market, it is difficult to play its due role because of its small size, high risk, high rate of non-performing assets and other reasons; the legalization of private finance has still not been solved. These problems led to a serious imbalance of the current financial resources of our province in rural areas, farmers and agricultural enterprises in getting loans problem persists, the rural financial reform of province still has a long way to go.To create a fully functional diversified rural financial system, the actual needs of farmers and agricultural enterprises should be took into account, giving full play to the role of each participating subjects. First, you must know the objectives and tasks of all types of financial institutions in rural financial reform, particularly, the division policy finance, commercial finance and cooperative finance must be clear, encourage many types of financial institutions to innovates and develops. Secondly, we must support the innovation of financial products and services, meeting the diversity needs in rural areas, raising funds both through formal and informal financial channels for agricultural development. Again, the government must play an important role f in improving the rural financial service system.Based on the actual situation of Anhui, this study first takes a brief review of the basic course of the province's rural financial reform, giving an objective description of situation of the rural financial status in our province and current reform and innovation of the main agricultural financial institution. Targeting the problems existing in rural financial system of the province, according to what he knows, the author puts forward some policy recommendations and suggestions to improve the level of rural finance services of our province.