Enterprise Funds Management Implementations

Centralized management of funds is a modern enterprise management, which means the funds will be concentrated across the enterprise headquarters, the headquarters of unified management and allocation and uniform application. In recent years, with the development of market economy and the growth of enterprise scale, centralized management of enterprise funds to meet the enterprise resources as an effective way to centralize operations and necessary measures have been widely recognized by major companies and applications. In the practice of centralized management of funds, companies need to establish with its own funds in addition to suitable organizations to develop good money management talents, should also strengthen cooperation with commercial banks, with commercial banks, networks, products and services more efficient and convenient implementation of centralized management of funds. Among these, the commercial bank's cash management as the realization of the centralized management of funds targeted programs, set account management, collection and payment management, liquidity management, investment and financing management, risk management and integration, to improve financial efficiency and reduce financial costs improve revenue and reduce financial risk capital plays an irreplaceable role.Domestic cash management concepts introduced by Citibank in 1999, Since then, multinational corporations and domestic conglomerates in strong demand, domestic commercial banks to gradually realized the importance of cash management, and continuously from the resource integration, product innovation, organizational structure, technology increase R & D and investment services, will be "cash management" into a stage of rapid development. In this process, we can refer to foreign banks in the mature product and experience, reading to the foreign cash management research data, but based on our national conditions, for cash management of the development of professional status is not a lot of books and articles. This article hopes to cash management phases of our enterprises in the use of, the enterprise cash management fund managers are familiar with the entire context and in all stages of development, and can combine with the actual start of the stage to choose the first, and then successive advance to ensure that cash management to continue to promote the level of centralized management of enterprise funds, the rapid development of enterprises.