| Internet banking as a financial services industry channels and a new mode of operation, it appears to the traditional banking industry has brought unprecedented opportunities for development, significantly raise the standard of service the banking industry and service efficiency, while also making When the banking industry in the business risks facing new and unprecedented challenges. While in the development of online banking, online banking to prevent and control risks and ensure the safe operation of the financial industry to become a important issue need to be resolved. European and American developed countries, China's online banking is still very immature. Understanding of the financial industry is not enough depth online banking, online banking risks of lack of systematic study on the issue, therefore, to enhance the risk of online banking, according to the idea of risk management, in-depth to explore solutions to the risks of online banking problems and ways to explore effective online bank risk management, risk management to improve the level of online banking.According to the characteristics of Internet banking risks, the technical level of online banking and business levels of risk. Qualitative and quantitative analysis methods of online banking risk identification, risk assessment to establish the index system for online banking, and its risks were evaluated, based on the evaluation results, the risk of online banking constructive risk prevention measures To enhance the online banking risk management capability. Internet banking is also the risk of regulatory studies were compared to the risk of online banking regulators found problems, and the actual situation in our country, to identify the risk of online banking supervision and reasonable measures to promote the healthy development of online banking . |
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