SME Collective Bonds Financing Problem

Small and medium enterprises are an important part of our national economy. It has played an important role in the booming economy and expansion of employment. However, financing problem has restricted the development of SME in a long-term. The introduction of small and medium enterprises assemble bond develops a new financing channel for SME. SME financing problem has been alleviated results of it. But, the complexity of process, high threshold, lack of guarantee resources and high financing costs result in a serious impediment to the issuance of bonds.Based on analysis of SME assemble bond, this article considers that assemble bond is a new financing channels for SME. In the study and exploration of SME assemble bond's model, this article makes recommendations for improvement in combination, enhance credit rating, credit rating system, national policy and system security, etc Small collection of an improved model of the proposed bond financing. In addition, this article also compares with SME assemble note and finds out the advantages of SME assemble note.In this paper, "07 Zhongguancun debt" as a case for empirical analysis, combining with the use of case studies related to basic theory provide the basis for the argument. Furthermore, This article is not limited to qualitative analysis, but By the Quantitative analysis of comparison with the data, Designs diagrams and modeling to make the analysis more thorough and well-founded.