Development Model Research On Finance Company Of Chinese Grouped Enterprises

As for financial companies of enterprise groups subordinate enterprise groups to provide financial services and financial markets, the non-bank financial institutions have to adapt to economic development requirement founded the inevitability and to promote national economic development, to perfect the economic system reform is of great significance. But compared with other financial institutions also revealed its much congenital deficiency, such as its equity, funds, personnel structure, operation management, etc. This article through theoretical analysis and description analysis, exploratory analysis and other methods analyzes the development mode of financial companies of enterprise groups of the problems in the financial company, according to foreign advanced experience of our country's financial company obtained the inspiration for our country's financial company, finally puts forwards some model of development. These financial companies of enterprise groups in our country the construction has very important practical significance for our theoretical research, and provides a new material.In this paper the development of financial companies related theory analysis, include methane-generating melts combination, transaction cost, information asymmetry, division of labor, accounting theory and financial function theory, and then elaborated on China's financial companies of enterprise groups mode course analyzes the main problems existing in the mode of decentralized management, our financial status, the business scope is limited; Enclosed operation restricts the development of financial company; The source of funds, small scale less; Product homogeneity and financial product shortages; Management mode is insufficient; Excessive policy constraints and administrative intervention; Lack of a unified, standardized management branch;Credit risk prevention system;the lack of Overall lack of competitive advantage;The relationship between financial departments with group with unity and has the contradiction. After major foreign countries by analyzing the financial company in China. Some enlightenment mode on For the final financial company development mode it puts forward the idea-the enterprise group's internal mixed bank mode:attract external funding shareholder, enhance equity strength; Integration enterprise group of others in financial institutions, expand funding sources, execute group inside mixed-business management; Fund of enterprise group intensive management, unified deployment group fund positions; Enterprise group by financial companies as foreign unified account; Financial company financial business integration; For enterprise group customers credit support and manage credit; For enterprise groups to provide investment banking and financial advisory services; For enterprise group develop appropriate financial products; For enterprise group member units to provide personalized comprehensive service; Provide financial service best can extends to supply chain; Perfect business operation ability evaluation system;Establish the risk management system; Strengthening human resources construction; Correct coordination and group finance relationship.