The Construction Of Our Country's Credit Index Based On Fuzzy Comprehensive Evaluation Method

Chinese Communist Party put forward: "to rectify and standardize market economic order, we should perfect the social credit system of the modern market economy." party's third plenum in the《on a series of issues of perfecting the socialist market economic system》, further clearly to establish a sound social credit system, and this improve the socialist market economic system as an important part. The market economy is the economy contracts, contract performance is the key to whether or not the credit, the market economy is the essence of credit economy, improve the market economy must be accompanied by a sound credit system, can be said that the development of credit to some extent a test of the market economy level.Honesty and trustworthiness has been the traditional virtues of the Chinese nation, two thousand years ago, I had this aphorism: a man does not stand, the country is no bad faith. Credit can be seen in China since ancient times, a very important significance. In today's highly developed market economy, the credit requirements are constantly improved. However, the formation of our country have not been able to get a unified society recognized credit rating system, which seriously affected our credit system the formation and development. Each country has its own national conditions, set up according to their own credit conditions index, to more accurately reflect their credit worthiness. This article is from China is from a planned economy to a market economy's basic national conditions, the economic constitution for the transition period effective index of credit evaluation, while the developed countries have experience of foreign countries, trying to prepare for long-term evaluation of the level of credit index system.This index system of credit indices has the following characteristics: (1) body through the internal mechanism of the credit analysis of the formation and development of credit factors, to find suitable indicators; (2) quantitative indicators and qualitative indicators combined Evaluation of different calculation methods, and finally by improving the multi-level fuzzy comprehensive evaluation method to combine the two indicators are evaluation results. (3) horizontal structure of a social credit system as the major categories of credit indicators of the Index System of the theoretical basis for classification to the vertical structure of the social credit system as an indicator system based on hierarchical classification, combined with economic theory of credit, the formation of micro and combination of macroeconomic indicators, and indicators of static and dynamic combination of combination of domestic and foreign targets, indicators and individual countries combined index portfolio structure, thereby enhancing the scientific indicators of structural rationality, and events reflecting the degree of sensitivity and in a timely manner.As evaluation mechanisms motivate the role of a scientific and reasonable credit evaluation system, to the credit of the community motivate behavior, also found that the process of physical development of credit problems, and promote related policy development and implementation of timely, Improve the level of credit and the promotion of a harmonious socialist society to establish credit, a credit to our country as soon as possible to shape our country's credit in the world major power.