Research About Risk Management Strategy Of Bank Outside Union Business

With the rapid development of financial informatization ,it is more widespread for the financial system to realize the business requirement on the internet. The competition among the financial agencies is becoming more and more intensely which is done by improving the process efficiency, providing the flexible and various services,strengthening the development ability and influence power of the financial agency. In order to adapt to the development trend, bank has done a lot of work on changing the service providing mode, adding the service function, perfecting the business types,increasing the service efficiency to improve the competitive power and achieve more benefits. This goal can only be reached by realizing the Financial electronic. The construction of the extranet provide the strong security for further improving service modes of the bank industry and enhancing the development of bank and corporate, it will also definitely bring huge benefits to the bank .In the premise of careful analyzing and comparing the technology advantages and application prospect of the internet and extranet, bank promotes the changes from the original financial business to internet and extranet operating mode. But due to the openness and freedom of the internet and extranet, the online transaction system will burden the higher financial risk than the traditional specialized and closed system .meanwhile, as the management system was not complete and lack of end-monitoring technology,some users will operate connecting the internet privately by dialup or use the access devices, the physical isolation environment was thus destructed, it has already been a common phenomenon that the internal and external internet mixed with each other in the terminal which lead to the hide gateway appears ,once it was used by the hacker or virus,the bank's information will be let out, system performance will also will influenced, this is called illegal extranet. The bank must do deep analysis on the possible hide security risk and make use of the newest and most advanced security technology and product to construct the architecture from the security strategy and technology implementation based on the bank business flow and the software and hardware during the internet financial service building.The research intention of this thesis will be forced on the current security of the bank extranet, to provide a complete solution plan which includes the bank extranet security planning, extranet business platform design and security strategy based on analyzing the current security situation of the bank extranet and its hidden risk.The creativeness of this thesis is to make a comprehensive feature and function analysis for all kinds of security products and to integrate the newest and most advanced security technology and products with the security strategy in order to reach the optimization of the function and efficiency. The risks hidden in the current extranet will be solved, a perfect bank extranet architecture will be constructed and a united planned extranet business security defense system will be finally built.