Bank On Behalf Of The Housing Accumulation Fund System Design And Realization

With the State Council officially approved the "Yellow River Delta Economic Zone Development Plan", housing prices of Dong Ying City, which is located in downtown, continued to firm up. The housing provident fund loans of commercial banks have made a rapid development, and also become a main financing way of commercial banks.Dong Ying Branch of China Bank has carried out housing fund loans since 1998. Various types of breach of contract cases often occurred, and the amount of default loans has been rising. The emergence of a large number of non-performing loans greatly restricted the healthy development of the business of bank, which also issued on behalf of the business management of housing provident fund. Therefore, with the help of information technology, establishing a practical, efficient, and advanced management system has become an inevitable trend.This paper reflects the actual situation of business processes of Dong Ying Branch. Based on the detailed investigation of business process, we established a data flow and a process model of object-oriented UML Modeling. The system is based on .NET platform and ORACLE for development. We use a modular method for design, fully considering reusing. Also, we analysis characteristics and key technologies of .NET platform, and give a middleware technology based on C/S three-tier framework, which can better reduce development complexity. These can greatly shorten development cycle.This application provides a scientific and effective implementation for providing housing fund of commercial bank, which greatly improved work efficiency and management level, lower labor costs, enhance the enterprise competitiveness. And also this system gives other brother cities some reference value of funding the construction of management information.