The Design And Implementation Of Application For Approval System For Provident Fund Loan

In recent years,Tianjin city housing provident fund management center to carry out individual housing provident fund loans from a number of banks to undertake business,for the city's housing provident fund loans to provide a large number of workers.At the same time,the fund center by adjusting the loan policy,so that the proportion of the total fund loan business in the city's housing loans continue to increase.Commercial banks in order to increase the competitiveness of their products,driven by the development of mortgage loans,loan business,have run.Individual housing provident fund loan business mainly contains the pure provident fund loans and provident fund loan portfolio of these two categories of loans.Provident fund loans are outside the bank's business,not to take up the size of bank credit business,the bank does not assume the risk of loan business;provident fund loans in the commercial mortgage loans in the commercial mortgage loans,the full range of mortgage loans,mortgage risk is relatively low.Based on the postal savings bank of China Tianjin branch business development needs,especially for the project and the construction of the branch of the provident fund loans application and approval system.This paper mainly introduces the background and significance of this project and the future project benefits.This paper describes the technology of this system.Finally,we use Java based development platform,use struts application framework,MVC mode,Jsp and Ajax technology,the background through the Hibernate middleware and database connection,in order to achieve efficient and stable development.Through the analysis of the business needs,the overall design of the framework,the module design,and the design of the whole system.The system uses SERVER2000 SQL database,the use of JDK1.5development kit and JAVA integrated development platform eclipse3.7 to achieve the main business functions,and the use of provident fund center to provide a unified communication tool to achieve real-time communication with the provident fund center.Housing provident fund personal loan application system can provide convenient and quick approval of the provident fund loan applications and friendly interface.At the same time,the system also provides a complete user management,authoritymanagement,the developer management,branch management,and other related management functions.Not only greatly improve the efficiency of the bank provident fund loan approval,and through the system greatly facilitate the bank's management and supervision of the application process for the provident fund loans,to carry out the effective development of housing provident fund loans to help.