A Study On The Basic Medical Insurance System For Urban Residents In Zhejiang Province

The pilot and promotion of the basic medial insurance for urban residents has filled the gaps in elderly residents, children, students and other the non-employed urban residents in medical insurance system blank, made the non-employed urban residents have the equally rights with urban workers and rural residents to enjoy the basic medical insurance, ensured them healthy, reduced their medial burden, insured them not be in"poverty caused by the illness, poverty due to illness"dilemma, effectively protected their medical demands. With the urban employee basic medical insurance system for and the new rural cooperative medical insurance system together,it constitutes our medical insurance system, "Troika", and will continue to develop and improve, playing an increasingly important role.This paper is mainly divided into five parts, The first part is introduction, to clarify the background theoretical significance and practical significance of the study, literature reviews on the basic medical insurance for urban residents, research ideas and research methods, paper innovations and shortcomings that may exist.The second part, the practice on the basic medical insurance for urban residents in Zhejiang Province. To clarify the development process, implementation of the systems, analyzing the main intents on the pilot program.The third part, the performance evaluation on the basic medical insurance system for urban residents in Zhejiang province ,to respectively set out the Government's responsibility, efficiency, equity and sustainability of evaluation indexes , applied the evaluation indicators, combined with the practice of Zhejiang province, to analyze results and research on emerging issues.The fourth part, the policy recommendations on perfecting the basic medial insurance for urban residents in Zhejiang Province ,based on the third part of performance evaluation and analysis, made several points policy recommendations: play government functions, established reasonable of financial subsidies mechanism, speed up healthcare legislative; perfect raised mechanism, protect stability of Fund sources; perfect compensation mechanism, enhanced system attractive, protection parameter residents'healthcare interest; strengthening fund management, guarantee fund security; implementation supporting reform, strengthening system between of convergence, Improving basic medical insurance system for urban residents, and so on.The fifth part , the conclusions and the prospects, through the foregoing analysis, coming to a conclusion, and looking further attention to the problems in the future.