Establishment And Improvement Of The Sme Credit Guarantee System In Zigong City

The paper mainly discusses how to establish and improve the credit guaranty policy of small or medium enterprises in Zigong, which is the basic start-point and fundamental end-result of the paper. Being established in it, the paper completely discusses the necessity and feasibility of the credit guaranty policy in the finance of our small or medium enterprises, and tries to design a credit guaranty system suited the situation of our country.Starting with the analysis of the development and finance of small or medium enterprises in Zigong, the paper reviews the requirement and supply of capital, then concludes that the lack of the credit guaranty policy is mainly responsible for the difficulty in finance of small or medium enterprises in Zigong. Besides, the paper points out a serial of problems in the recent credit guaranty policy. Moreover, the paper puts forward the scheme for reconstruction of the credit guaranty policy of small or medium enterprises in Zigong. Finally the paper gives several political ideas to help carry out the credit guaranty policy.The paper is divided into five parts:Firstly , the introduction theoretically discusses the development of small or medium enterprises at home and abroad and the change of its theories. It also clearly defines the connotation and extension of small or medium enterprises , especially ours ,which settles the base for the later research.Secondly, the paper reviews the requirement and supply of capital, then concludes that the lack of the credit guaranty policy is mainly responsible for the difficulty in finance of small or medium enterprises in Zigong .the complete credit guaranty policy realizes the win-win situation between banks and small or medium enterprises . With the improvement...