Research On The Risk Control Of Non - Performing Loans In Rural Credit Cooperatives

China since ancient times is a large agricultural country, although in recent years,China has made re markable ac hievements i n the developme nt of industri ali zation and urbanization process, t he development of China’s agric ulture is still China’s ec onomic and s ocial problem which cannot be ignored. The Chinese Communist Pa r ty 18 bi g point ed out that t o solve the issue of agriculture and r ur al farmers is a top priority of the pa rty’s work.Ther efor e, how to acc eler ate the development of moder n agricultur e, and effectively enha nce the comprehensive agr icul tural production c apacity to e nsure national food s ecuri ty and the e ffective supply of agricultural, continue to push t he new rura l deve lopment and poverty alleviation and development, improve rura l production and living conditions, incre asing peasant inc ome, t o maint ain far mers’ income s ustaine d and rapid growth has i mporta nt significa nce. Rural c redit cooperatives fr om the date of es tabl ishment of the improvement and development of China’s "three rural" issue has made an indelible contributi on. Especially i n re cent years, to esta blish a ma r ket economy in our country and the introduction of advanced Weste rn Bank management philosophy conditions, rural credit coope ratives as an important part of China’s financial institutions, as China’s economic and s ocial development, especially the devel opment of the rural economy to make a great contributi on, and its own strength in the long-term support the rapid development of the rural e conomy has als o been gre atl y improved, but the non- performing loans of rural credit coope ratives still cannot be ignored, has seriousl y hampered t he robust long-term deve lopment of rur al credit cooperatives. In recent ye ars, the non-pe rforming loans of r ural credit cooperatives has bee n the attention of schola rs, rural credit coopera tive s to play a dec isive role in the process of the de velopment of agriculture, rural credit c ooperat ives high non-performi ng loans, non- performing loans i s higher than normal commercial banks, rural credit coope ratives t o play a si gnificant barrier to effectively promote a gr icul tural deve lopment. Based on this, the ris k control study of non-performing loans of rural credit coope ratives has important pra cti cal significance. Rural credit cooperatives, the goal of the establishment a nd development of the rest of commercial banks, the r easons for the formation of non-performing loans are not exactly the same, t he focus of r esearc h and gene ral commerci al banks non-performing loa ns, non-performing loa ns of rural creditcoope ratives, ta ken to reduce non-perfor ming loa ns. The st rate gy i s not the same. This thesi s ha s drawn Chi na and abroad financ e risk administration theoretical analysis A rural credit cooperative, for e xampl e, to explore t he reasons of non- performing loans of China ’s rural credit cooperatives and the corresponding count ermeasur es. In the study intends to control the ri sk of non-performing loans non-performing loan management practices combination of theory and A rural credi t c ooperat ives, in-depth ana lysis of the risk of non-performing loans. Through ca r eful and detailed risk analysis a nd evaluation, risk management status for non-pe rforming loans, in considering the A r ur al area s, the economic environment on the basis of comprehensive analysi s study intends risk of non-performing loans of rural c redit coope r ati ves A control problem, to promote gr ass-root rural credit coope ratives stable and heal thy development.