H Rural Credit Cooperative Union It Risk Assessment Study

Information technology has brought to the banking of many benefits, but it also brought to the banking of information technology risks. At present, in China, bank management is facing the threat of information technology risks. H Bank is a newly established financial setup. It's management of information technology risk is poor. Timely detection risk and risk control has become the bank's urgent needs.To meet the needs of H bank, this study has done a risk assessment study of H bank's information technology risk using the empirical method. By identifying risks, risk analysis to find weaknesses in its management, and then made recommendations. Main says:1. Bank information technology risk classification, characteristics and causes of study. In this paper, based on risk factors and the different results, the bank raised the IT risk classification, and the breakdown of important risks was discussed.2. Bank information technology elements of risk assessment, technology, research process. References in the comprehensive study on the basis of this paper, a risk factor and the relationship between the comprehensive risk model, and select the use of qualitative methods based on the H bank's information technology risk assessment.3. H Bank's information technology risk assessment studies. Through the assessment and found that H Bank's information technology risk management is not satisfactory, there more high-risk points. In the assessment, the paper made a choice of high-risk, in-depth analysis.4. According to the assessment results, respectively, from the internal management and external environment has improved by two H bank information technology risk management.Assessment of the following conclusions:1. The IT government project risk is ordinary.2. The information security control project risk is higher.3. The IT project development and change control project risk is ordinary.4. The information system run and operation control project risk is ordinary. 5. The service continuity plan project risk is higher.6. The H bank information technology risk is higher.The assessment results and recommendations to deal with H banks to detect high-risk information technology risk, further raising the technological level of risk management, enhance competitiveness are of positive significance. At the same time assessment methods and experience can also be used in research and other bank's information technology risk management as reference.