Study On The Integration Of Payment And Settlement In Beijing - Tianjin - Hebei Region

Three major cities in China with the Metropolitan are very unique. This is not only because the same municipality of Beijing and Tianjin, and in close proximity to its geographical position, even in the world, in a range of more than 100 km away from the two cities heavyweight phenomenon of coexistence is also rare. Early in 2004 two of the country, Beijing Tianjin and Hebei economic integration has become a hot topic, and then the integration of Beijing Tianjin and Hebei has also been included in the national "Eleventh Five-Year Plan". Beijing, Tianjin and promote financial integration is not only to promote economic development in Beijing Tianjin and Hebei effective measures to enhance China’s economic development an important growth of the positive effects, but also an important guarantee for Beijing Tianjin and Hebei and three economic development. As an important part of financial integration- the integration of payment and settlement, in the development process also encountered many difficulties. Because of the divided regions, led to the current settlement bill in Beijing Tianjin and Hebei and other payment or settlement by remote exchange, which is not only the problem of liquidity is not smooth, there is a lot of bank costs. Therefore, for this problem, Beijing,Tianjin and payment and settlement integration issues has practical significance.In this paper, in the context of integrated development of Beijing Tianjin and Hebei through practical research and in-depth study on the integration of payment and settlement in Beijing Tianjin and Hebei and financial integration, from the current existing payment and settlement systems in Beijing Tianjin and Hebei and analysis of the current settlement system the problems, analyze the causes, after drawing on the successful integration of payment and settlement case Yangtze River Delta, Pearl River Delta, Beijing, Tianjin and recommendations for improvement of payment and settlement current problems for the integration of Beijing Tianjin and Hebei and payment and settlement provide targeted improvement plan to explore the road of sustainable development in Beijing Tianjin and Hebei financial integration.