Research On The Problems And Countermeasures Of The Management Of MG Branch

In further speed up the background, the domestic financial system reform of our country’s interest rate marketization process to speed up the step by step. At the same time, the traditional commercial Banks profit model has been difficult to continue to maintain the bank’s profit growth. For this reason, most domestic commercial Banks began to strengthen the intermediary business innovation, Banks offer new profit growth point. Foreign commercial Banks in developed countries development practice shows that factoring in short-term financing for the enterprise to solve difficult aspect has unique advantages, and has a broad market prospects, is a is worthy of reference for domestic commercial Banks and the development of intermediary business.Based on the contractor’s bank MG branch as the research object, combined with factoring related theory, first of all, analyses the factoring development present situation and existing problems of MG branch; Study found that although MG branch of factoring started relatively late, but the present rapid development speed, and has the broad prospects for development; However, the contractor’s bank MG branch factoring development still exist the customer constitute the structure is relatively single, quality of service to owe customer churn, insufficient marketing market popularity is low, lack of factoring business professionals, risk control system to be perfect. Secondly, the article analyzes the necessity of MG branch further speed up the development of factoring and advantages, thought commercial Banks in the increasingly fierce competition environment, the contractor’s bank MG branch is necessary to further speed up the development of factoring business, in order to revitalize the precipitation funds of enterprises, reduce the pressure on corporate finance, increasing bank profit growth point, and build the core competitiveness. Finally, combining with MG branch development advantages of factoring business, and aims at the problems in the development process, put forward specific Suggestions on further speed up the development of factoring. That contractor’s bank MG branch should clear market positioning, optimize the structure of the customer; Enhance the service consciousness, the establishment of service standards; Increase the intensity of marketing, expand the market influence; Introduction of professional talents, perfect the training system; The specification approval process, constructs the risk control system and other aspects, take targeted measures, in order to quicken the development of branch of factoring, shape of factoring in the regional financial market brand, build branch factoring unique market competitive advantage. In this paper, we study on other Banks to develop factoring practical reference significance.