Study On The Financing Problem Of Meiling Processing Enterprises

Financing dilemma is recognized as one of the most important factors that plagued the development of SMEs,but also bewildered world economy theory,the business community and the relevant government departments.It is a worldwide problem. many scholars recognize that SMEs play an important role in China’s economic development and government pay much attention to SMEs. What’s more, SMEs has become China’s sustained economic growth, and an important force of promoting jobs. To solve the problem of financing SMEs fundamentally is not only the development of SMEs themselves, but also become a major issue about sustained and healthy development of China.Besides the introduction, the paper is divided into five chapters :The first Chapter,the background and significance of this issue,content and purpose,research methods, literature review, research framework and the main innovation of this paper.The second chapter,the theory of SME financing. SMEs features and the definition of SMEs, characteristics and significance of the finance theory.The third chapter,the development and financing present situation of meat processing business in Xilingol City. This chapter includes four issues,the Xilingol City resources,Xilingol City livestock industry advantage,Xilingol City meat processing business conditions and constraints and Xilingol City meat processing enterprise development.Secondly, it analyzes the role of the Xilingol City meat processing enterprises. Thirdly,from five summarizes the status of the Xilingol City,one problem is the meat processing enterprises financing channels for commercial loans and small amounts; the second is less policy support, the third financial services cannot keep up with the development of enterprises, the fourth is high financing costs; the fifth is poor continuity financing support.The fourth chapter analyzes the Xilingol City meat processing business financing reasons. The main external cause are: the management system of commercial banks can not meet the needs of Xilingol City meat processing enterprise development, social service agencies can not provide adequate financing,the government enterprise support in meat processing is not enough. Internal causes are : small-scale, low-tech, weak management foundation,low credit rating,simple structure,low level of management,information asymmetry,limited financing,weak sense of social responsibility.The fifth chapter,Xilingol City meat processing business financing solutions. Mainly from four aspects of the development of social intermediary organizations,improve market financing system, role of the government’s supportive function,guide SMEs to enhance strength, and focus on solving the problem of financing.This article is a summary of the developed countries in industries, the lessons learned in other parts of SME financing issues and knowledge of the meat processing industry,the foundation mode,combined with the actual situation in Xilingol City,using a combination of theory and practice,quantitative analysis a combination of methods and case analysis,research in Xilingol City meat processing enterprises financing. To analyze the current development of the Xilingol City meat processing business and study the causes and find financing strategies by analyzing Xilingol City meat processing enterprises.