Rural Finance Reform And Development In Guizhou (1979 - 2012)

After the Third Plenary Session of 11th central committee of the Chinese Communist Party, the reform of rural economic system is enable farmers to embark on the road to enrich one’s family, rural finance is undergoing a reform process different from the past in the economic transformation.Financial ability does not create value, but it is the lubricant of economy and blood.The "three rural" issues, the construction of new socialist countryside, promote the development of rural urbanization, all kinds of the rural issues cannot do without the financial support.Guizhou is located in the western region of China, developed agricultural province under a mountain, multi-ethnic groups.In 2012, the province’s poor population reached 9,230,000.Therefore, developing Guizhou rural economy, really solving the "three rural issues" of Guizhou, we must deeply understand rural financial development process and present situation, find out the influence factors of Guizhou rural financial development and the characteristics of difficult, propose effective solutions.During the reform and opening up to 2012, in the background of financial China change of rural development, rural finance in Guizhou has experienced four stages of development。Under the influence of rural economic development and government policies and other external factors, Guizhou rural financial developed fast, but also accompanied by some problems that the characteristics of dispersed development lag, compared with the developed areas of the rural finance.Improving the environment for the development of rural finance in Guizhou, establishing a flexible model of rural financial institutions in Guizhou is the inevitable road to develop rural finance.