Bank Loan Assessment Decision Support System

The Commercial bank takes the financial enterprise, is facing each kind of risk in the operation process, how to strengthen the financial risk the management and the guard, enhances own survival and the develop power, adapts the financial globalization tendency and the fluctuation money market positively, is a major issue which at present faces. Along with our country reform and open policy unceasingly thorough, the society, the economy and so on each domain connects rails comprehensively with the world. Our country Finance Bank organization must engage in hand-to-hand combat inevitably with the world-class Foreign bank, but Our country Bank field finance risk's management and the guard start are late, the level low present situation becomes the question which urgent needs to solve. How to reduce the financial risk, specially in the credit process's credit risks, become the Commercial bank to enhance own survival and the develop power key.This thesis in view of Our country Current bank loan project evaluation and decision-making process's own characteristic, the union decision support system's most recent development, to suits Our country Bank the loan appraisal decision support system to conduct the research. Through to system's overall design idea, the portal frame construction, after as well as various functional module's function division and so on has conducted carefully thoroughly the analytical study, proposed the credit decision support system's basic tentative plan with the technical route, based on this, completes the database and the model base analysis and the design, and to and so on carries on the preliminary discussion take the data warehouse as the foundation data mining technology in decision support system's application, gives a Commercial bank credit decision support system's frame.