Urban Basic Old-age Insurance Fund-raising Mode Legal Issues

The social insurance is considered as the "social safe net", which is one of the basic systems to guarantee the basic human rghts. Along with the social development, the human's physical life and spiritual life have been improved, which prolongs human life. So it is very necessary to increase Old-age insurance. And the Old-age insurance law system becomes more and more improtant. The Old-age insurance fund is a material part in Old-age insurance law system, So the means of the Old-age insurance money raising (which is hereinafter referred to "MOAIMR") is also very important. The author chooses to investigate the MOAIMR law system in cities and towns.The essay is divided into three parts, consisting of 35,000 words:Part I : The relevant theories about the MOAIMR. The author introduces the defination, legal relationship and rarieties of the MOAIMR. Then the author analyzes the MOAIMR choice is to attach fairness and efficiency. And there are many aspects which will affect the choice, such as the age trend, the economy increases, and the capital market etc.Part II: The movement and reform of the three kinds of the MOAIMR, and the enlighting meaning to the reform of the MOAIMR in China. The author introduces the movement and reform of MOAIMR kinds in the world, and the analyzes the problems of the MOAIMR in China. Then the author points out that only part funds acculating system is fit.Part III : The author discusses the problems and legislation of the MOAIMR about cities and towns in China. Firstly, the author introduces the law history of the MOAIMR and points out the problems in it. Then, the author put forward how to perfect the system structure of the MOAIMR. At last, the author analyzes the history obligation liquidation, the relationship between the society and personal account and value protecting and increasing, and how to deal with them from the view of legislation.In the conclusion part, the summary is givien.