On Accession To The Wto The Impact Of The Acquisition Of Joint-stock Commercial Banks, And Its Countermeasures

The core of this paper is the mergers and acquisitions of stock holding commercial banks after the accession of WTO. The stock holding commercial banks of China will surely experience a large-scale and deep M&A process. This trend comes from two aspects: one is the stock holding commercial banks merger other banks or non-bank financial institutions for their existence and development under the pressure of foreign banks; the other is that foreign banks merger the stock holding commercial banks of china for their development in China. This paper can be separated into four parts: the first one is the M&A of enterprises, including the definition of M&A, the pattern of M&A and the theory of M&A etc, at the same time relate the process of M&A in the world and China; the second one is about the theory of banks' M&A, including definition, types, reasons, effect, costs and risks etc; the third one is the five famous M&A movement in the world, pointing out the different characters of each movement and the trend of M&A in the future; the fourth one is the most important one, concerning the M&A of the stock holding commercial banks, including the reason of M&A, the relation with state-owned banks M&A, the initial effects of the M&A of the stock holding commercial banks in China, current problems and strategy of M&A.During the analysis of this paper, some true cases concerning banks M&A were used, which makes this paper understood more easily.In this paper, the author puts forward some views of her own and hopes there will be some chances to talk about this theme with the readers.