| Since 1 980s accompanied with revolutionary development of information technology, a stormy innovation wave comes forth into major global financial market and makes great impact to previous financiai system, financial institution and monetary policy. By today, information technology is penetrating widely into various fields of human society that has deeply changed everyone's survival methods and value concepts as a result, therefore lead to significant reform on social capital flow volume, flow direction and its structure and bring great changes for human economies and financial activities. In global financial field, century lliance?between financia~ industry and high technology has not only made financial industry become a high tech industry integrating computer, communication technology, information technology and financial service into one entity, but also produced a series of surprisingly transmutations in this traditional field: Monetary forms to evolve from real money to electronic money; Capital flow to develop from paper certificate exchange to electronic pay; Bank concept to progress from entity bank to virtual bank; Counter service to change from "serson to person" conversational mode to "serson to computer" conversational mode. In order to further seek for channels to enlarge service, study methods to decrease operation cost, discover means to prevent from financial risks and search for ability to increase profit, existing financia industry is energetically promoting development of finance eleetronization depending upon strong support from high technology, therefore to create a more widely market space for its own survival and development. In face of great changes on bank operation management at information times, china's bankers will have to grasp intrinsic features of knowledge economy and as management strategic objects to push globalization of finance service, perfect integration of finance service and speed up network of finance service. |
