Study Of Chinese Rural Cooperative Financial Management System

With the further development of reform and opening,as well as gradual establishment of Socialist Market system,the position of rural finance has been raised and its roles are more obvious.As backbone and main part in rural finance of China,rural cooperative finance plays a tremendous role in supporting rural economic development and stimulating rural market of commodity circulation;Whereas its operation and management is backward,and its risk is accumulated and worsened.The reasons of that are many-sided and complicated.For my opinion from the inside of rural finance,one of the most important reasons is that the management system hasnot been straightned out and regulated,after ups and downs.So combining my feelings and experiences with the successful models abroad,I focus my research in this field.this paper is divided into four parts.The first part is introduction.First,the  significanceof this thesis is described in theory and practice,then its facts and emergencies are shown.Second,the author expounds his characteristics and innovations.Finally,the basictheories involued are summarized for the following studies.The second part recalls and analyzes the development and present situation of China's management system of rural cooperative finance.Objectively,the period ofthe development is divided into five stages.Then combing with the characteristics of each stage,this paper deeply  studies the rural cooperative finanle influenled by system changes and turbulence.According to the discussion  above,it is clear that the key to the healthy development of China's rural cooperative finance is to streighten out,regulate and perfect the management system.The third part introduces the enlightenment to China's system reform of cooprative financial management,with the survey of the development of in ternational cooprative finance.First,the part briefly analyzes its international situation;then compares the advantage and disadvantage of the system;Finally discusses the enlightenment to reform and perfect our system by giving the international experiences.And the author stresses again the necessity to perfect the system,the rules which should be abided by,as well as the basic principles of democratic supercision and administration.The fourth part discusses the target model for China's management system of rural cooperative finance.First,this part analyzes and studies the advantage and disadvantage of several target model available,then abest model is choosed and defined from the models above,That is trade management system by corporations of five levels,which is based on the democratic administration of the cooperative  financial arganizations and under the central bank's supervision. Finally,the complete sets of measures to formulate the laws on cooperative finance,at the same time to support cooperative finance with economic policies━━which help to build and perfect target model is expounded.All to all,China's reform of rural cooperative  finance uevelopsvigorously.With its further development,the problems which need to be deeply explored and studied is tremendous.This paper can only show my direction,and I am going to be devoted myself to the healthy development of China's rural cooperative finance.Then,keeping on making research in this field and putting my knowledge into practice is necessary.