Study On The Maternity Insurance System Construction Of Our Country

The maternity insurance system is one of social security systems of our country. It can provide the material help when the woman worker loses the ability and do not work temporarily and loses the normal wage source of income for giving birth the children. It is the national promulgation law, the rule, each kind of stipulation as well as the specific measures general name, in order to safeguard the female worker to give birth time children's basic life need, maintenance social stability. in May,2001, the State Council promulgated "the Chinese women To develop the Summary (2001-2010)" set the development targets to the maternity insurance:To 2010, the maternity insurance insured coverage must achieve 90%. In order to achieve this goal, guaranteed that the maternity insurance healthy order development, we need to adjust the step unceasingly, adapting the socio-economic development environment.The current our country's maternity insurance system is being during the reform and the consummation, the present national unified safe law was in 1994 the Ministry of Labor promulgates "Enterprise Staff Maternity insurance Implementation Means", Ten for several years, our country social economy's rapidly expand, the social system, the social policy transform unceasingly and consummate, cause the present maternity insurance system's limitation to be getting more and more remarkable, the birth domain's social justice maintains with difficulty. Various provinces and cities area rests on "Enterprise Staff Maternity insurance Implementation Means" and this local actual situation, formulates this local maternity insurance stipulation in abundance, in these local code and regulation's promulgation existence time and the safeguard scope's difference, safeguard dynamics is also the difference is very big. Our country's maternity insurance has a series of problems in the actual implementation, like the safeguard degree is low, the safeguard scope is small, the safeguard fund's surplus has led high, local scope imbalance and so on.The party 16 loudly proposed that the construction harmonious social development goal, requests us to respect the female, safeguards feminine legitimate rights and interests, constructs and consummates the birth law of insurance is an important aspect. The maternity insurance initial main undertaker is a country, afterward from the enterprise burden, developed gradually at present completely altogether takes on by the enterprise and the society, in this process's transformation has neglected in the maternity insurance construction national responsibility. This article through elaboration birth behavior social attribute, female, in the burden population reproduction, maintains in the human race extension process the decisive effect, points out the maternity insurance system construction the necessity; Each kind of question which exists through the explanation present maternity insurance system, elaborated that establishes the new unification maternity insurance law the importance and the necessity; Through compares our country old-age insurance system reform process as well as the overseas maternity insurance system's development experience, proposed that our country's maternity insurance system needs to profit from the overseas experience fully in the foothold our country actual situation foundation, little detours, consummates the maternity insurance system content well, protects woman's basic rights and interests.