| The managing finances idea is the people forms in the long-term production and the life practice to the financial item and the financial behavior basic view and the understanding, plays to the managing finances behavior is instructing the role. Were deciding take the family or individual becoming rich as elementary object's managing finances idea populace's managing finances behavior, the managing finances behavior is deciding the family wealth accumulation. Only the dependence science's managing finances knowledge, reasonable management their wealth, can let the low income family "the food and clothing without cause for grief" , lets the wage family life be abundant, can let the low beginning the pioneer agglomerates the fund which rapidly the undertaking needs, more rolls the wealth snowball is bigger. Common people wealth's increase, gap between rich and poor's reduction, can realize the common enrichment at the same time the goal to be also advantageous to society's long-term peace and good government. This is the origin which this article writes.In the managing finances idea's forming process, the national culture inheritance, the social economy environment and the mode of life is playing the vital role. The Western managing finances idea multiplies in the different soil, they have the basic similarity, also has the remarkable difference. In the modern economy's development process, they profit from, the fusion mutually, realized the aspects in the value analysis and the value to make the common progress. This article second chapter and the third chapter has adopted the regulated research technique, in summarizes in the predecessor research results foundation to the West managing finances idea place and the current Chinese resident family managing finances view present situation launches systematic elaboration and the analysis similarities and differences, pointed out that the current Chinese managing finances idea not yet infixes in the populace heart, rich, the money, the money have not been many, all became has neglected managing finances the excuse. The wealth thought's initiation, speaking of today's Chinese, is not only pursues the wealth the question, is a depth ideological liberation question. Therefore, with the aid of pursues the wealth mood to the people the guidance, the reconstruction falls into the confused public wealth value system is very necessary. This article fourth chapter of main elaboration must manage the good wealth first to set up the correct managing finances view, next masters the effective financing method. Our country populace manage finances should again in the managing finances consciousness raise. |