| The rapid development of the information technology creates the innovative power for the reform of society and economy. Electronics commerce, a new trading method, has been popularized very fast in the world. It changes the traditional business method virtually, predigests in creases the trading opportunities obviously, reduces the cost of trade, the trading process as well as promoting the profit of trade. It has showed the enormous benefit of economy and society. Being the paying method, Electronics payment is the most critical parts of E-commerce. Comparing with the traditional paying methods, E-payment can promote the trading payment and commodity circulating with its speediness and convenience. New industries chains have been formed in the parts of applications of E-payment. E-payment has been being important paying method increasingly. This transform brought huge imputes. Meanwhile, It has brought and will bring later a serious new problems at the fields of security law and financeThis article gets going from the relationship between payment and electronic commerce, discusses the patterns and characteristics of electronics payment as well as its classes and function. The role and function be played by electronic money and networking bank in the process of electronic payment is also talked about in the article as well as the security problem, analyses the effects on the economy, finance and law caused by the electronics payment .At last the suggestion is showed that advantageous environment and ensuring measures should be created for the executing of electronics payment at the fields of law, regulation, environment of government affair and business, infrastructure of networking, security platform and paying platform, so as to speed the popularization and application of electronics payment, make the economy of China develop fast basing on the information technology, promoting ability of China of taking part in the competition of the world in the marketing system. |
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