Sme Financing System In China

Inspecting the status quo of Chinese medium and small enterprises, analysing the plight of the SME financing , on the basis of study on successful medium and small financing system home and abroad, the paper explore to construct the system of Chinese medium and small enterprises financing. The main content of the paper includes as following:Introduction of the first part. First, the paper explains the background and purpose of study and proves that the research on the system is necessary; Second, it sums up the researching status quo home and abroad, ; Finally, it summed up the main content to be discussed and the methods used.The second part of the paper analyzes the status quo in view of the SME financing system. First, it defines the concept of SMEs related to financing, summarizing the connotation of the financing system of the small and medium-sized enterprises; Second,it analyzes the characteristics of SME financing in China; Finally it analyzes the plight of the SME financing .The third part elaborate some successful international SME financing system. Selecting the United States, Germany, Japan and Taiwan region of China as research target , it analyses the characteristics of these SME financing systems in detail and compare thesse systems to prepare for the establishment of SME financing system in our country.The last part dicusses the construction of Chinese medium and small enterprises financing system. It argues that the SME financing system consists of three areas, namely SME financing for the supply system, SME financing and credit guarantee system and SME financing supporting system. Supplies system solves the market fundpond problem, the auxiliary system mainly elaborates the skeletonstrut function which the government displays, the construction of the credit guaranteesystem mainly is for stability of the financing system.Through the four-part exposition, on the basis of a clear concept and analysis of the status quo system, diagnosis of plight, Comparative analysis and learning from the international experience of SME financing system, the paper recommend of our policy for construction of SME financing system , for the most dynamic and most innovative and the greatest potential our national economy, with a view to contribute to the development of SME.