Social Capital Research, Re-employment Of Small Loans

Re-employment small loan is one of the policies for employment and re-employment in the last severaly years. In the investigation of distribution and running effect of the microcredit, the author finds out that by comparing the hard-employment groups that hold more plentiful social capital have the higer sense of starting an enterprise independently, plenty of ways, and more successful rate. This group ought to be recoganized as the outstanding class in the hard-employment group. This outstanding class could exploit the support coming from the policies, society, and social relationship more effective, in order to change the economic situation and social status, while the other people can not use these support very well. So why different kinds of people show us the hardly same effects or results in a very same social system? What's the difference between the lender and non-lender? With all these questions listed above and from the aspect of the hard-employment group starting-up indepently, this paper will investigate, at the starting-up and venture will process, the impact of social capital working on the behaviors and results of their independent enterprise.Firstly, based on literature research, this paper overviews the analysis status of social capital at home and abroad and the status of analysis on microcredit, and furthermore sorts out the research framework. Then from the aspect of social capital, it learns the impacts that social capital works on microcredit operations by the way of questionnaires, in-depth interviews, comparative study, qualitative research. The study consists of three parts. The first is analysis for the impects of social capital working on the re-employment small loan distributive situation. The second focuses on the distinctions by comparing lenders and non-lenders social capital stock and operational capacities. The third part learns some issues like the helping effect that social capital works on the re-employment small loan. Finally, through qualitative analysis, the author confirmes the assumptions, and works out the following conclusions. The first is that social capital stock is positively correlative with hard-reemployment groups access to the re-employment small loan. The second conclusion is that social capital have a direct impect on the operation of re-employment small loan. The last one is that though to some extent social capital makes up for some defaults of the existing system in China, the exessive admiration and dependence on social capital will lead to a "favor" distortions, thus we should exploit social capital reasonably, balance the functions of system capital, and strengthen or enhance regulations and organizations.