Risk Assessment System In China's Commercial Banks

The commercial bank industry is the profession of a high risk, high liabilities, ising living with the whole social economy close to contact the moderate breezes because of it insurance of high exterior and bane, have been government section, industrial circles, the theories field is a focus that go to the civilian's common people's concern.Produce from the commercial bank, risk is concomitant and always together with it.Particularly since 90's in 20 centuries, the economy, financial globalization can't block certainly, the financial innovation pile up one after another, because all countries National Central Bank takes charge of to manage the development of the level hard orientation bank business with the commercial bank risk, the financial crisis also presents to increase it continuously certainly.Along with the financial globalization, the financial liberalism trend strengthen, the our country commercial bank carry on the risk management's seem to be particularly important.Be foundation and premises of the risk management, the risk evaluation is an important link of the risk management, the risk evaluation level manages the level in certain meaning ancestors watch risk.This text aims at the our country the risk that commercial bank face, make use of the related theories of the information economics to carry on the analysis, combine the circulation of PDCA, pass to set up the analytical model, cent stage, compare to evaluate the system problem to carry on the study to the risk within the commercial bank risk management systematically, analyze the margin that the our country commercial bank risk evaluation and western commercial bank, design our country the commercial bank risk evaluation system, put forward perfect our country the way of thinking that the commercial bank risk evaluation, promote with the period our country the commercial bank risk management level.