International Banking Mergers And Acquisitions, And The China Banking M & A Development

As a general phenomenon of market economy, merges and acquisitions (abbreviated M&A) can help to concentrate the wealth and accelerate the enlargement of enterprise scale, increase of market share as well as centralized optimization of enterprise's sources. At present,"M&A"has become one of the important phrases during the modern economic development; at the same time, it also became a focus for enterprise to pay attention to. Of it, bank's M&A is most attractive because of the particularity of its industry. With the trend of global economic integration, rapid and further development of financial liberalization, and the continuous fluctuation of international financial market, the trend of M&A of international banks is inevitable. The experience tells us that banks'M&A in the western developed countries is an effective method for the commercial banks'rapid development, which follows the mechanism of survival of the fittest, and is a necessary result of market economy. At present, with the establishment and gradual improvement of China's financial market, the banking industry of our country is developing rapidly. Especially since China entered WTO, the opening degree of China gradually enlarges and the influence of the international financial competition on our country's banking industry is stronger and stronger. At present, the international banking industry is more and more large-scaled, comprehensive and globalized. This development trend makes China's banking industry face an important problem, that is, how to choose the development method.This article firstly discusses the basic theory of enterprises'M&A, comprehensively reviews the development process of international banking industry, discovers the prominent characteristics of current international banking industry's M&A, and expounds in two aspects the reasons why activities of M&A continuously occur. Through systematic analysis on current situation of China's commercial bank's development, the article emphasizes a strategy of learning the advanced experience from overseas countries without just copying it blindly. Regarding the banking industry's M&A, We shall follow a development way that meets the situations of the banks and our country. At the end of the article, it puts forward the tactic that is helpful to the smooth and rapid development of China's banking industry.