Course Of Business Of Our Country's Development Policy Banks, And Suggestions For Improvement

The state policy bank was one of the important parts in our financial market. During the last decade, it contributed the capability to fundamental construction, regional firm, environment protection and so on. Because the state policy bank is the new financial institution in our country, it need to improve in some aspects. The China Development Bank is the only development state policy bank in china. In this paper, it would compare with foreign development institutions and mend its problems. Also the China Development Bank will reform in this year, so the research is very significant.The first chapter is the definition and principle. The operation principle of the state policy bank is the guarantee capital and minimum revenue, self-operation, corporation management. The second chapter introduces the history of the China Development Bank and its progress, it is the backbone in china economy. The third chapter analyzes the problems, includes the capital risk, law risk, loan problem, operation singleness and so on. The main subject of the forth chapter is why it need to reform. The fifth chapter introduces foreign development banks and their internal rule. The last part is the suggestion. All of the countermeasures are against the capital risk, law risk and some other problems, also business diversification and promoting the efficiency of supervision are very important.