Mode Selection Of The Corporate Governance Of Commercial Banks In China

Before the middle of the 1990s, the commercial bank was mostly regarded as an important supervisory mechanism. In 1997, an acute financial crisis occurred in SEAsia, evoking an attention should be pay to corporate governance for banking organizations. In Sept, 1990, the Barsel Committee on Banking Supervision issued an instrument of Enhancing Corporate Governance for Banking Organizations. Soon afterward, June of 2002, the People Bank of China issued Gufen Zhi Shangye Yinhang Gongsi Zhi Li Zhiyin(A Guide to Guiding Corporate Governance on Joint-Stock Commercial Bank). Thus the question of the governance structure of commercial banks became a focus of concern. In 2004, China Construction Bank and Bank of China carried on system refoym.Governance becomes the focus of our banking industry. According to the governance of common enterprise, commercial bank has two models: the stakeholder model and stockholders' sovereign rights model. But commercial bank has the characteristics that a great deal of is different from the general company, the commercial banks of our country have their particularities even more. To study the basic issued of corporate governance to build up a general model for corporate governance of commercial banking organizations, to draw up a programme of countermove for the commercial banks to deal with whatever situation may be met with will servers as the basic thinking for China to undertake reform in governancing for commercial banking organization.My paper is comprised of four chapters. Chapter one introduced the general theory of corporate governance through it's definition and model. In the base of that, I analyzed the special character of commercial bank governance. The second chapter, I introduced the present typical banking governance model in the world mainly, carried on comparative analysis, and then explained the directive significance to commercial banks of our country. Chapter three expounded the mistaken ideas of progress and special environment of the banking of our country, foreshadow the...