| The privately operated economy is the most energetic growth point in the present Chinese economy, however, the financial resource which it obtains is not equal to it's contribution. Most of the privately operated enterprises are facing various growth difficulties, one of the biggest problem is financing which restricts the development of the enterprises.The dissertation takes privately operated enterprise as research object, analyzes the characteristics of each kind of financing channels and the financing barriers according to the different growth periods, probes into the relationships between different growth stages and financing demand, financing sources, financing barriers. Discusses the relationship between each financing channels, the dominating difficulty in bank financing and the relationship between banks and enterprises, and explains the rules based on correlative theories, puts forward the suggestions, policies and measures.The dissertation consists of 7 chapters.Chapter 1 of this dissertation is the background which includes the relevant theoretical explanation on enterprise financing and the authoritative policies. Then clears the correlated conceptions, puts forward the standards of scientifically defining privately operated enterprise of our country.Started with the important role growth cycle plays in financing patterns, chapter 2 describes the relationship between them. Then simply discusses how the different periods, that is newly established period, developing period and mature period, influence the financing patterns of the enterprises.The third chapter describes the state of financing of Chinese private enterprises based on the special historical background. Also gives the roots of the present state.Chapter 4 uses a sample of some enterprises to study and validate the relationship between growth stages and financing patterns. Carrying on the multi-stratification planes analysis from the real diagnosis angle. This section draws... |