The Study On Chinese Banks' M & A Efficiency

The third banking M&A trends in the global banking has been lasted since 1990s. From the practice of banking M&A activities,we can find that M&A played a significant role on the developing of a bank. With the deepening of China's financial reform,the gradual opening up of financial markets and the improving of laws, the activities are more and more in our country.Chinese banks look forward to expanding the markets and improving competitive.But M&A is if a good way,it is a question we should study.On the base of the theory of banking M&A and efficiency,this paper is to study about the efficiency of Chinese banking M&A. First,introduce the concept of banking M&A and banking efficiency, introduce the research approaches of M&A efficiency gaining.Then introduce the reasons and character of current banking M&A, summarized there are three ways of Chinese banking M&A :the M&A between two Chinese banks, the foreign bank M&A a Chinese bank,and a Chinese bank M&A a foreign bank , qualitative analysis the influence of banking M&A to banking efficiency. In the following,through ROE model and DEA model to analyzing M&A efficiency of seven commercial banking M&A case in China,Finding: banking M&A may improve banking efficiency during integration after M&A. Finally on the base of qualitative analysis and quantitative analysis , this paper bring forward some measures to improve M&A strategy of Chinese commercial banks: improving laws, fostering angency , designing clear strategy and paying attention to integration , with a view to improve the efficiency of Chinese banking M&A.