The Analysis Of The Enterprise-wide Risk Management Of Icbc

China's accession to WTO, China has gradually expanded the openness of the banking industry. The introduction of international competition, on the one hand call for China to financial enterprises in strict accordance with "the new Basel II" framework required to manage their financial assets, which is fundamentally conducive to improving China's Commercial Banking System, You Zhuyu promote Jinrongyunhang and financial Jian Guan closer to international standards; on the other hand, because the Chinese commercial banks in risk management is still in the initial stage of market competition that lead to financial risk management more difficult, so how to guard against and defuse financial risks, how to strengthen the comprehensive risk management and how improve internal risk management tools into place in the domestic experts, scholars and researchers to be resolved before the pressing of issues.In this paper, the Chinese Industrial and Commercial Bank of China (hereinafter referred to ICBC), for example, use case analysis, combined with qualitative analysis, quantitative analysis of the bank to conduct a comprehensive risk management analysis and evaluation. First, this paper studies the purpose and significance of domestic and international research findings and the basis for comprehensive risk management theory. Then the risks faced by commercial banks, China's commercial banks face the risks and risk management of the bank's basic situation, the implementation of comprehensive risk management process presented in this paper. Then, according to ICBC's overall risk management process, credit risk, market risk, operational risk, liquidity risk, other risk control several aspects of the situation, using risk management models and structure analysis. Analysis Methods The comparative analysis, to make conclusions more reliable, this article first concerns their history of risk management development situation longitudinal analysis of the second is to select the industry and advanced a comprehensive risk management model of horizontal comparison analysis, the above analysis of the ICBC status of risk management analysis and evaluation, concluded that ICBC is running a comprehensive risk management process of the problems and shortcomings.In the conclusion, from the macro environment, industry environment of the banking industry, analyzed the current situation and future development trend, from the perspective of macro environment and industry conditions, the overall macroeconomic policy and industry trends to continue to maintain a favorable situation on the financial sector. Finally, in the above analysis on the basis of the bank's overall risk management recommendations for improvement, hope the conclusion of this article on the bank's development and decision-making with the reference value of reference significance.