Research On Key Issues Of Bsc In Commercial Banks

Many commercial banks, in the performance management, have only focused on short-term benefits, or does not take into account the difficult long-term strategic goal of commercial banks, such as the mode of performance appraisal of the impact on future financial performance of the non-financial drivers, such as corporate strategy, Customers, employees and culture;line at all levels to set performance indicators are the main financial indicators, which only rely on financial management to measure the full range of commercial banking business performance by the way is difficult to meet their strategic development needs, not fully cover all the dynamic performance characteristics;a number of commercial banks, all departments arid job performance management goal is not from the bank's strategy to be the decomposition step by step, but by the content of their work, and the Bank of strategic objectives out of touch, unable to effectively guide the organization's staff to the goal;ignore the importance of the evaluation of the viability of the innovation capability.At present, China's commercial banks due to performance management that exist in the above-mentioned problems, a growing number of commercial banks to strengthen their own management, time management during the introduction of advanced management methods, such as the introduction of the Balanced Scorecard for performance management objectives of commercial banks The realization played a role in the promotion. However, commercial banks in the introduction of the Balanced Scorecard, a number of key issues unresolved, the impact of the application of the Balanced Scorecard. How to operate in accordance with their respective strategies for the identification of key indicators on the assessment must be focused on issues, four of the indicators to determine what weight, how to determine? Bank managers are put in front of an important issue.This article is based on such basis, China's commercial banks Balanced Scorecard application of some of the key problems, making the Balanced Scorecard strategic management tool in China's commercial banks to play a better performance management of the,Better for our country's financial services industry, China's commercial banks to enhance competitiveness.In this paper, in the course of the study using AHP approach, the Balanced Scorecard indicators between the weight settings for analysis, qualitative and quantitative analysis, multi-objective decision-making analysis, in the amount of analysis,And then make a final analysis, so that the qualitative analysis of specific, quantitative, precise, and have operational in order to determine the commercial banks to focus on performance management. The Balanced Scorecard summary of the relevant theory, introduced the Balanced Scorecard in the research and development at home and abroad the status quo, which led to the advantage of the Balanced Scorecard;Commercial Bank of China through the performance management of the status quo, that in our country Commercial Bank BSC introduction of the need and feasibility;use of AHP, the commercial banks to explore the specific use of the Balanced Scorecard four weights, in the course of the study and the organic integration of key performance indicators. Finally, a combination of Bank of Personal Financial Center, the Balanced Scorecard implementation of the projects carried out empirical research. Commercial Bank of China's application of the Balanced Scorecard in the key issues discussed, as well as on the balanced scorecard has been more in-depth understanding and knowledge.