The Analysis And Design Of Postal Financial Auditing System

With the rapid development of postal financial services in China, the crime of postal financial with computer system, in particular, the crime of the internal staff acted in collusion with the external personnel frequently occur, its suddenness, concealment and destruction are very strong and difficult to find and detect. The traditional means and methods of manual postal financial auditing inspection have obviously not suited to the needs of risk prevention, particularly in regional wide and remote areas; On-site audit timeliness and accuracy is poor, a large number of inspection data set before are lack of timely and effective treatment, which often results in the delayed audit. Facing the vast amount of information need to be processed, the mode of inspection examination with handicraft is far from meeting the requirements of postal financial auditing and inspection.China Post in order to meet the development of postal financial businesses, to strengthen the monitoring and inspection of postal savings, exchange business and intermediary business; to ensure postal financial resources and safeguard the national, users and business interests; to achieve the desired inspection frequency and inspection coverage; it's very important to establish a nationwide postal financial auditing system, to check the postal savings and remittances, electronic exchange and various intermediate business processing system and so on.After the implementation of postal financial auditing system is ongoing, realization of savings and remittances business auditing electronically,, it is benefit to improve the level of postal financial prevention technology and strengthen the ability of risk prevention; to improve the efficiency and quality of auditing and reduce the incidence; to ensure the safety and integrity of remittances of funds and guard against and defuse postal financial risks; to improve the technological content of inspection means and give full play to the deterrent power of inspection work; to strengthen the management of postal financial services and improve economic efficiency; to improve the personnel structure and strengthen the quality of the inspection team; to promote the healthy and rapid development of postal financial services.The design of postal inspectors has the following characteristics:using of network resources and technology effectively to achieve a unified version of the postal savings system, exchange system, agent insurance system, agent and open-end fund system and other middle business systems about real-time or non-real-time business monitoring; based on the above mentioned business systems,all kinds of data for timing acquisition, screening, checking and further analysis, to effectively and timely position financial risk; software architecture can support a variety of mainstream software and hardware products because of its strong scalability.The design of system architecture adopt the national center and the provincial center of the secondary structure, data are stored in the national center and provincial center. The system of the Auditing of National Center is responsible for the auditing management of financial systems of national centers, and summary all the provinces of auditing reports leverage; the system of provinces auditing center are responsible for the scope of the provinces'audit of the financial system management. The system adopts mature ORACLE, TUXEDO products, in line with international and domestic standards of the hardware and software specifications. The software design not only has mature and stable thought, taking fully consideration of the pressure of concentrated processing forced on the central treatment system, but independent of functional design in the software on separate. In function deployment, it can unify be deployed in host computer equipment. While under great pressure in host, it would be partially flexible deployed to another host of equipments. From network, system, software and database etc fully consideration of the security of the system, so that the postal financial audit can focus on system security operation.The current system of postal financial audit has used in 31 provincial centers, this system realizes the postal financial risk pre-warning, day end of real-time warning and off-site audit inspection functions. Meanwhile, strengthening the postal financial auditing work of a threat, forming efficient, fast and accurate inspection navigation, prompting capture postal financial risks breaking point, it has important significance to improve the postal financial internal control and risk prevention level, to ensure postal financial capital safety and promote healthy and stable development of postal financial business.