This article takes theories of international trade, theories of financial service trade and theories of financial efficiency as guidance, absorbs related research results at home and abroad. First, discusses the concept of financial service trade, present situation of trade in international financial service and developmental trend, the definition of financial efficiency and judgement criteria. Analyses the relationship of financial service trade and financial efficiency with the research methods of quality and quantity . Draw a conclusion: financial service trade and financial efficiency are related. Because financial service trade can change the structure of financial system and the scale of capital flow, intervention of foreingn financial service institutions and capital inflow may improve financial efficiency. But the effection of financial service trade to the stabilization of financial system is uncertain. Even so, the results of empirical analysis can prove the conclusion that financial service trade can improve financial efficiency. Secondly, the article discusses the process of financial service trade opening in china, analyses the effection of financial service trade opening in china to financial efficiency. Finally, the article puts forward the development countermeasures of banking , insurance and security. |