Stretegic Solution To The Finacing Predicament Faced By Small And Medium Sized Enterprises In Jilin Province

The abstract of a thesis breaks the countermeasure Jilin province solving Jilin province medium-sized and small enterprises financing difficult position being one of new Chinese old industrial base , a little front year has been encountering certain difficulty and resistance in economic growth process, but with the fact that the step putting the science development Taoist temple into effect in depth and vitalizing the northeast China old industrial base is accelerated ceaselessly , the economic pattern saving optimizes Jilin further , the various ownership is economical, the non-state-operated economy taking medium-sized and small enterprises as representative especially has got development swift and violent. Medium-sized and small enterprises has brought the more and more gigantic effect into play in the field of increasing the area gross national product , realizing profit and tax , creating more jobs and so on. The small and medium-sized enterprise development and the strength regarding the full display labor force cost advantage, increase the employment, to encourage to innovate and so on aspects to play the role which the Major industry displays with difficulty. The current restriction small and medium-sized enterprise development factor are still many, for example: Human resources development and management, technological innovation, market maintenance and development, enterprise development fund raising question. But the small and medium-sized enterprise financing question in Jilin Province, and even in the nation, the world scope belongs to the difficult problem. Today which has not passed at the worldwide basis financial crisis, the fund question is still puzzles the Jilin Province small and medium-sized enterprise development an important bottleneck.The main body of a book is saved from Jilin being hit by the peanuts present situation starting, the financing is difficult to cause main effects on development in coming to analyse medium-sized and small enterprises in development , try to start with method such as building medium-sized and small enterprises credit system , driving medium-sized and small enterprises method such as appearing in the market directly , building medium-sized and small enterprises cooperation mechanism to start and, breaking a solution is hit by the peanuts financing difficult problem , makes Jilin save extensive medium-sized and small enterprises getting much better development.For analysing problem much better,the factor having carried out the inside difficult to analyse , sum up out the Jilin province medium-sized and small enterprises financing carefully on difficult inner of Jilin province medium-sized and small enterprises financing external factors, is: Equal deficiency , oneself structure need needing rise , producing the ability and the ability to innovate on developing scale and managing a pattern in oneself are adjusted. Above-mentioned problem is an inside factor difficult to perplex the Jilin province medium-sized and small enterprises financing.On external restraint factor, restraint being burning having listed the government factor again in the field of medium-sized and small enterprises financing, such as: Make an economic target known to lower levels directly to enterprise , interfere with enterprise giving birth to a child having managed, being in progress excessively comparing and assessing various the activity studying ", certainty , examining and commending , organizing enter " and start an undertaking the threshold is more advanced. Simultaneous analysis is arrived at throwing the limited company effect reason because the present stage Jilin province medium-sized and small enterprises bank advances degree of difficulty is bigger , banking institution development lack is perfect , the growth enterprise board entrance threshold is as before high , groundless, the finance environment can not satisfy peanuts of province therein financing need. Develop at the same time slowly because of market system , spur on, shoot economy on a sum no strong with concentration ability soft the environment is fair , development of economy environment also remains to be optimized.When bringing forward the troublesome problem resolving the Jilin province medium-sized and small enterprises financing, the article returns back to the experience drawing advanced area of home and abroad actively, peanuts loan with investment of homing fund , pair of commercial banks sets up the income to compensate for risk-taking fund , pair of private capital carry out active effective guidance and the norm , enterprise composition unity guarantee that the group syndicated loan, is allowable if drawing the Zhejiang Province building-up government starting an undertaking be in progress stock right hyperthecate loan wait method; Draw Sichuan Province appropriate be transferred to work at lower levels examining and approving extent of authority , be built "green passage " , be realized special field method such as guaranteeing that the company cooperates with banking institution , sharing risk together , providing difference-rization service to enterprise; Draw Singapore science method such as designing the bond-rization financing being hit by the long-term development plan , carrying out a financing aiding the plan , assets , building venture capital financing system. Peanuts hit the target outstanding person- to my province middle together- Jilin is purple prosper in business poisoning the job incorporated company (002118) has carried out the to be listed front and back analysis, conclusion peanuts enormous effect by analysing whose the to be listed front and back reality , reaching financing centring.Resolve a scheme having brought forward self to the problem resolving the Jilin province medium-sized and small enterprises financing on final heddle, one being all-round lifting medium-sized and small enterprises self's quality. Concrete method of work is horizontal be advanced unceasingly informationize , dynamics , clear property rights of enterprises increasing enterprise information transparency , enlarging talented person and the input for scientific research, build joint stock partnership , standard perfect financial system , improve financial affairs control level , reinforce enterprise oneself administration, the lifting enterprise credit grade, seeks ways like new financing channels actively. Second, reform financial organ examination and provide procedure. The concrete procedure to reform financial organ and so on bank loan examination procedures, to reform the small and medium-sized enterprise to give the letter system, the exploration to implement the ceiling mortgage loan policing method, the improvement credit inspection system, the moderate reform to save the loan proportion management. Third, the establishment of SME credit system. SME access to capital markets to meet the needs of direct financing. Fourth, to further improve the SME credit guarantee system. Credit Guarantee policy to strengthen legal construction, improve the security of capital into the system, speed up the development of private security agencies, to encourage private capital to start-up commercial Mutual Investment Guarantee Agency, to support enterprises with the industry, the establishment of joint security co-financing companies, preferential tax policies for improving security institutions focus on helping the security agencies, security agencies to promote the financial sector and the mutually beneficial cooperation, strengthen the supervision and guidance of security agencies. Fifth, increase government efforts to support the financing of SMEs. To the extent possible, the possible restriction on non-public ownership enterprises to enter the threshold of the law create a fair competitive environment for SMEs, according to formulate preferential policies to promote the direct listing of SMEs, the establishment of mutual financing guarantee business growth mechanism.But the main body of a book also have solve not yet question. Today being taller than in economic globalization; economic integration degree Yue Lai Yue , how the whole world range inner integrates financing resource and even again in the whole nation, makes Jilin province medium-sized and small enterprises develop and keeping advantage position in competition , these all need the indefatigable field of all of us exploration and effort!...