Study On The Farmland Financial Innovation In The Course Of Rural Land Circulation

Agriculture is always very important in china. Government has always been attaching great importance to"three-dimensional rural problems". And the key factor to resolve the"three-dimensional rural problems"is the circulation of rural land. The reasons are as follows: first of all, the development of modernized Agriculture means developing scale operation. And only if the circulation market of rural land has been established can the land be grouped to rancher to accomplish the scale operation. Secondly, farmers can increase the property income by transferring the possession of rural land. Finally, to develop village construction, there should be substantial capital to support it and circulation of rural land offers good conditions to finance rural area. So it is very essential to promote circulation of rural land.Once farmland enters into market as a factor of production, it owns the attribute of commodity. The circulation needs currency as medium, which means building farmland finance market to support the circulation of rural land. At present, the development of circulation market of rural land is primeval, which impedes the development of circulation of farmland to some extent. The main reason is the insufficient market demand with paying ability. This thesis mainly focuses on three financial systems of farmland finance: the land bank system, the farmland mortgage system and the farmland assets securitization system, which are fresh conceptions in our country yet. The paper try to investigate how to establish the system of land bank, farmland mortgage and farmland assets securitization. We finally propose the following conclusions: As the intermediary of circulation of rural land, land bank implement the concentration of landholding and promote the circulation of land use rights directly; As the kernel of farmland finance, the farmland mortgage system expedite the development of circulation market of rural land by both financial support and demand inducement; Moreover the farmland assets securitization realize the circulation of rural land income rights. Developing farmland finance in our country can effectively boost the marketization of the circulation of rural land.