China SME Financing Strategy

In 2008, across the global financial crisis seriously destroyed the world economy development, many world leaders in business faced by merger or liquidation of the small and medium-sized enterprises in China, also cannot survive and difficult. In China, the small and medium-sized enterprises, which is more than 4,000 maintain stable economic growth and employment, shouldering the backbone of the technical innovation, the export of important tasks. Due to the living environment and their causes. Smes' financing faces unprecedented difficulties. How to create a good environment and solve the financing of internal problems of small and medium-sized enterprises, and to promote the development of small and medium-sized enterprises in China is of great significance.This thesis mainly USES the theory with practice and case study method, the author place internship with financing practice, according to an analysis of a problem to solve the problem of logic problems for sme financing ideas.Firstly reviewed the literatures sme financing, summarizes the enterprise financing theory and method, based on the analysis of the present situation of small and medium-sized enterprises'financing and the reasons, and points out that thethe small and medium-sized enterprise life cycle is short, management risk, high prestige is caused by poor key internal financing, National policy support to small and medium-sized enterprises implement is important. In addition, many small and medium-sized enterprise cannot view, adjust measures to local conditions, the rational utilization of various channels of financing has also increased the difficulty of financing smes.Through investigation of small and medium-sized enterprises, analyzes the case method of the enterprise, and successfully financing for smes financing abroad experience, and puts forward the method of smes' financing difficulties:first, to improve their own strength, the enterprise value structure, it is of financing governance: Secondly, the enterprise should combine their own characteristics, the situation is different with different mode of financing, Again, the government departments to make smes' financing. In the global economic recovery process, our long sme financing problems, needs the government, financial institutions and business cooperation.