Research On The Theory And Practice Of Credit Rating

Credit rating is still a new thing in China, Requires community support and care,Requires the majority of investors and corporate and regulatory knowledge and understanding.Our country develops market economy time comparatively shortly,The credit problem has always been a major factor in China's economic development.Credit rating industry in China is as China opening up and establishing a socialist market economic system, the situation should be born Games.Credit rating industry in China is also only a short history of more than ten years, Whether in the rating agencies rating the building or the use of the technology still in its initial development stage,But grade abroad organization has already had being close to centennial development history,Has experience which is worth us studying uses for reference.The preparation of this paper our aim is to fully sum up the practice of credit rating,Earnestly learn from the experience of international rating,Promote the development of China's credit rating,Improving credit rating level and establish the authority of credit rating agencies.This paper is divided into four parts. Part I:Illustrate the significance of the topics, related research and the innovation of the topics;Part II:Introduce the basic theory of credit rating, Including the definition of the concept of credit rating,Origin,Development,Principles of procedure,Rating objects,Index system;PartⅢ:Introduce methods and Model of credit rating;PartⅣ:My credit rating companies are introduced,Credit rating status of business,Problems,The experience was summarized and analyzed,Proposed Some suggestions to solve problems;Part V: Introduces the analysis of the credit rating industry in China history,Status and Future Development.