The Study On The Investment Risk Prevention Of The Pension

The investment of pension is very important to the development of social security and economy. According to some historical and institutional reasons, our country's pension insurance system has not been constructed completely, and its security ability can not meet the requirement of social development, which can be seen in the narrow coverage of social security and the increasing deficiency of the social pension funds aspects. Because of the special function, we must make careful investment, preserve and increase the value of pension funds, which is also the urgent problem in the course of Chinese economic development. Owing to the particularity of social security fund, we must try to control its risk and this article is about it.First of all, this article reviews the pension insurance theory, the concept of our pension funds, the payment pressures it faced in the present time and the performances of social pension funds investment. In addition, investment from the investment domain, target and portfolio aspects. the article analyses the pension funds, it discusses the investment experiments of foreign pension fund sand it apocalypse to our country. In the end, this article gives some suggestions about the investment from own opinions:Sound system of laws and regulations as soon as possible, set up early warning systems of pension fund, Choose a wide range of investment and so on. Hope it can be helpful to the social pension funds investment.