| In the form of"Financing material properties"financial lease realize the purpose of"financing"In the market economy developed countries it has been the link of Finance, trade and industrial production. Compare to the bank credit and other traditional financing, lease financing in support to small and medium enterprises have an unparalleled advantage.Since reform and opening up, China's SME have developed rapidly, and they become an important force to push for the changes of our economic system. China is a very big manufacture country, SME in machine of category is the basis of manufacturing enterprises. During development, SME still faced many challenges and one highlighted one is the financing. Lack of financing to the SME caused by the difficulties of Financing, which will seriously restrict the business of the SME and sustainable development which in turn will affect the healthy development of China's economy.Since financing leasing has the feature of both"financing"and"financing material properties", it plays an important role in solving the difficult issue of financing for the SME With the financial lease slowly infiltrated into the development of SME, leasing companies are increasingly aware of financial risk management.This article will analyze the type of leasing risk, that is credit risk, business risk, leasing object risk, legal risk, tax risk, exchange rate risk. Through 2 cases, we will introduce the causes of risk and also explore the way of managing risk.Finally we will explore ways through the securitization of assets to reduce the financial risks. |
