Research On Agricultural Development Bank Of China Supporting Agriculture In The New Era

Almost in all the countries and the areas of the world, their rural economic developments need the participation of policy-oriented financial institutions. Every country, regardless of its economy being developed or not, can not only depend on the strength of commercial finance, to make the agriculture obtain sufficient fund which its benign development needs. The participation of Agriculture policy-type financial institutions, not only fills in the huge fund gap in agricultural economy development, and guides the positive cycle of agricultural funds. Looking from agricultural development's experience in various countries, agriculture policy-type financial institutions play a vital role in the rural and the agricultural economic development.From the development and the change of countryside in our country, it's not difficult to see that, Agricultural Development Bank of China, our country's only agricultural policy of financial institution, is playing an important role in development of complex and diverse rural economy. In recent years, the Central Party Committee commanded the socio-economic development by the scientific development concept, took the agricultural economy in national economy foundational status, and proposed the great strategic conception of building socialism new countryside in "11·5" period. It's no doubt that, this great strategy conception's implementation about Chinese agriculture, for Agricultural Development Bank of China, is not only a new opportunity but also is a new challenge.However, from deep analysis on changing patterns of supporting agriculture on Agricultural Development Bank of China and rural economic development in present, it can be seen that, Agricultural development Bank of China still has many deficiencies in supporting "Three Rural Issues". It mainly displays in: First, weakening interior makes service "soft rib"; second, market restriction increases "inherent problems" in development; third, administrative system brings the development "a dilemma".Therefore, in the process of building new socialist countryside, how to consummate Agricultural development Bank of China's supporting agriculture strategy, to enable it satisfy the multi-level, full-funding requirements of rural economic development ,and to guide and demonstration commercial financial institutions to join in the rural economic development for complementarily support together, these have very vital significance in strengthening the foundation of agriculture and promoting rural economic development, improving the income of the farmers, solving the "Three Rural Issues", and comprehensively promoting the construction of new socialist rural.